Let Advocate Insurance Services (AIS) be your personal concierge to the plan that is best for you! As your advocate, AIS will assist you every step of the way and advise you on your options with various carriers, their plans and whether or not you or your family members are eligible for a federal subsidy.
Insurance plans must cover Essential Health Benefits such as doctor visits, hospitalization, emergency care, maternity, pediatric care for your kids, prescriptions, among other services. This means that rates and structures are now set by the state so there is no agent that can get you a better "rate" than others. That’s why it is so important to have a licensed insurance agent to advise you on what your best options are. AIS will help you make "apples-to-apples" comparisons of health insurance inside and outside the exchanges quickly and without high-pressure tactics.
Starting in January 2014, most people will be required to have health insurance or pay a penalty if they don’t. This means that if you do not have coverage in 2014, you will be required to pay a penalty when you file your taxes at the end of the year.
Let the friendly staff at AIS help. Call or email for your free consultation and quote today!
Pay the greater of the two amounts | ||
---|---|---|
2014 | 1% | $95 |
2015 | 2% | $325 |
2016 | 2.5% | $695 |